< HOMEPAGE





Predatory lending - Wikipedia, the free encyclopedia

Predatory lending is a pejorative term used to describe unfair, deceptive, or fraudulent practices of some lenders during the loan origination process.

Read full post here. (c)

Predatory Lending - HUD

Predatory lending strips borrowers of home equity and threatens families with foreclosure. Often borrowers are tricked into accepting unfair loan ...

Read full post here. (c)

Refinancing Your Home in 2008 & 2009

Here are 3 reasons why 2008 & 2009 might be a good time to consider refinancing your home:

1. Refinance out of your current adjustable rate mortgage. - With rates at the end of 2008 starting to fall and likely to continue, it makes for a great time to refinance out of your risky adjustable rate mortgage. Refinancing might just be the edge you need to get back on top of your mortgage payments.

2. If you can qualify to refinance, you should try - Although it is getting more and more difficult to qualify for mortgage loans, if you think there's a chance you might, it would be better to try now. Things might get even more difficult in the future.

3. The government is in a helping mode right now - With the economy being in the state it is in right now, the government and lenders are working together to approve as many loans as they can. It's worth being persistent and talking to as many lenders as you can to try and get a refinance approval.

Compare quotes - Don't accept a loan offer until you have at least 2 or 3 quotes to compare. Getting approvals online can be a quick way to obtain more than one loan approval.

Make sure refinancing is what will help you most financially in the long run. Even when interest rates are lower, sometimes the new loan will end up costing more money in the long run. Sometimes refinancing isn't the best thing. A refinance calculator or trusted financial advisor can help you determine that.

See a List of Recommended Refinance Companies Online by ABC Loan Guide.

NAVIGATION

Introduction to Home Mortgage Refinancing

Introduction to Refinancing Mortgages

Unsecured Loan Debt Consolidation

Interest Only Loan Refinance

When Refinancing Your Home Mortgage May Not Be the Answer

FHA Home Loans For Cash Out Refinancing

Why You Should Refinance Your Mortgage

Loan Modification - Streamlined Modification Program Help

VA Mortgage Loan Scams

Turning Property Into a Rental Investment

Special Considerations for Mortgage Refinancing

The No Cost Refinance - Part I

Foreclosure Refinancing - How You Can Avoid Foreclosure on Your Home

Interest-Only Mobile Home Loans

Current Mortgage Rate Predictions

Mortgage Payment Calculator

Avoid Late Home Mortgage Payments And Keep Your Home And Good Credit

Predictions of Mortgage Rates

Private Mortgage Insurance Tax Deductible

Can't Pay Your Mortgage - Here's What to Do

No Equity Loans - Refinancing Your Mortgage With No Equity

Mortgage Cycling: Pay Down Your Mortgage Quickly

Loan Modification Hardship Letter Template

Why Refinance?

Build Equity by Refinancing your Mortgage!

President Barack Obama's Mortgage Modification Or Refinance Stimulus Plan

What is a No Doc or Low Doc Home Loan?

Let the Mortgage Companies Fight Over Your Business

A New Choice for Home Financing: Correspondent Lenders

Cash Out - Go Green Power!

Fixed Rate Mortgages: Back To Basics

Car Loan - How to Re-finance Or Pay Off Early?

Mortgage Lenders Consider Your Credit Score First!

Florida Refinance Mortgage Rate

Florida Refinance Mortgage

Finance Help - The Obama Economic Stimulus - Everybody Gets to Refinance Their Homes at 4.5%

How To Use Obama's Mortgage Stimulus Plan and Refinance a Mortgage

Mortgage Refinancing - 5 Things to Avoid

What You Need to Know Before Getting a Mortgage

Credit - Mortgage - Part 1

Hardship Loan Modification

Should I File Bankruptcy? Eliminate Every Alternative First

California Property Refinancing

Life After Bankruptcy - Do I Have One?

The VA Streamline Refinance Program - A Fast and Easy Alternative to Conventional Refinancing

Refinance or Second Mortgage? Combining 1st & 2nd Mortgages Together

Myths on Mortgage Refinancing Now Debunked

Mortgage Rates at 1.5% in This US Recession Are Your Best Investment For 2009

Refinance Your Home Mortgage Now to Stop Foreclosure

Best Mortgage Master

Getting a Subprime Refinance

How to Refinance Home Loans

Where Do VA Home Loans Come From?

Finance Help - The Obama Economic Stimulus - Everybody Gets to Refinance Their Homes at 4.5%

When is it Worth it to Refinance?

Refinancing Your Home Loan? When Should You Refinance Your Home?

Using Reverse Mortgages After Becoming a Home Owner

When is it Worth it to Refinance?

What is a Mortgage Broker?

Introduction to Refinancing Mortgages

Important Tip For Starting the Loan Modification Process

2nd Mortgage Interest Rates

When is it Worth it to Refinance?

The Refinance Trap of Debt Consolidation

Obama Stimulus Money For Homeowners

Mortgages After Foreclosure - The 101 Guide

Myths About Student Loan Refinancing Dispelled

Is the FHA Hope For Home Owners Program a Bad Deal For Home Owners?

Car Loan Refinancing - 5 Essential Tips

Home Improvement Loans Are a Bad Idea

Interest-Only Mobile Home Loans

Don't Miss This Great VA Loan Benefit - No Penalty For Prepayment

100 Percent Mortgage Financing - Qualifying for a FHA Loan

Mortgage Rates Prediction

Auto Loans And Refinancing Benefits And Descritpion

Refinance or Second Mortgage? Combining 1st & 2nd Mortgages Together

Refinancing ARM Mortgage - Three Tips to Make Your ARM Home Mortgage Refinance Easier

Home Mortgage Refinancing - Choosing the Best Type

Countrywide Home Loan Modification Procedures and Policies

Common Questions That People Ask When Paying Their Mortgage Off Early

No Cost Home Mortgage Refinancing - Is it Real?

Mortgage Reconstruction 2009 - The Time For New Mortgage Laws

The Best Refinance Investment Property Interest Rate

Don't Panic - Refinancing Your Home is Easy

A Review of Mortgage Finders Network

Reverse Mortgages - Who Can I Speak With?

Benefits to Home Refinancing

Tips on Home Refinancing and Its Benefits

Mortgage Payment Calculator

Should I Refinance My House?

Home and Mortgage Refinancing

Refinancing Your Home Mortgage

Refinance Rates - Pay Back Strategies - A New Look

Mortgage With No Income Requirement

Mortgage Refinancing and Condo Buying Now Much Harder

How to Get the Lowest Mortgage Rate

Myths on Mortgage Refinancing Now Debunked

What is a Mortgage Broker?

Texas Mortgages

SEO is Not Dead!

© 2010